Seven Myths About Debt You Might Believe (at Your Peril)

Posted by admin on Jun 13, 2008

Debt is the sort of subject that people keep to themselves. There is a lot of interior monologue going on about debt, but not much real conversation.
In that kind of climate, a lot of wrong beliefs can spring up. While some mistaken ideas about debt may be academic matter or of not much consequence, some [...]


Why Do People Go Into Debt?

Posted by admin on May 27, 2008

If you know why people go into debt, then you will know how and why not to let yourself go into debt. Go debt free is the way to go!
If you think you can get out of debt, most probably you will. Your attitude is often the determinant factor. This, however, has little to do [...]


How credit card debt can affect you?

Posted by admin on May 11, 2008

Credit card debt is a increasing problem in the United States. The credit card companies over the last 10 years have been extending credit to everyone. Yes credit cards are necessary for credit reasons, but it is very easy to over extend yourself real quick. In order to have good credit scores the FICO score [...]


Study Says Debt Still Taboo Among Britons

Posted by admin on May 10, 2008

According to a report published by advisory service provider Saga, debt levels are one of the least commonly discussed areas of personal finance among Britons.
In newly-released statistics, it was shown that just 14 per cent of people openly discuss their personal level of debt - the same proportion who readily talk about stocks and shares [...]


The Spiritual Aspects of Living Debt Free

Posted by admin on May 9, 2008

To maintain debt free all your life, you must be willing to tackle the spiritual as well as the practical aspects of money and finance. The three basic spiritual aspects of money management are gratitude, sharing, and trust.
Be grateful of what you have, and stop complaining!
Why is gratitude important?
God may have given you less than [...]


Why I Feel That Debit Cards Are Evil

Posted by admin on Mar 28, 2008

The widely popular Debit card/check cards offered by almost all banks have become the standard way to pay for everything from itunes music to rental cars. Where the government states that debit card transactions have grown more than 20 percent a year and have out grown more than all credit card transactions.
As there appeal [...]


The Facts and Myths of Student Credit Card Debt

Posted by admin on Feb 29, 2008

Think you know everything there is to know about student credit card debt? You might be surprised. This particular credit card topic is a hot one and the myths run wild. Let’s see how much you really know about the world of student credit card debt with these true or false statements…
True or False: Parents [...]


The Rich Think Differently … About Debt, That Is!

Posted by admin on Feb 26, 2008

Ask a person with overwhelming debt what his or her biggest problem is and that person will invariably say, “Debt!” Most people in that situation dream of living debt-free.
But is debt really the enemy?
It may interest you to realize that many of the wealthiest people in the world actually have and regularly get into debt.
I’m [...]


4 Steps To Taming The Wild Spending Beast Within - An Effective Debt Relief Strategy

Posted by admin on Feb 5, 2008

There are a number of very different strategies that you can utilize to confront credit card debt and other debt issues you’re facing - proactively, directly, and head-on - and this post will be just one more tool you can put in your “debt relief tool box”.
So, let’s talk about variable expenses and how you [...]


Do You Fall Outside the “Average Credit Card Debt” Range?

Posted by admin on Jan 11, 2008

If you carry a balance on your credit cards, you might assume that the amount of your debt is in line with the average credit card debt in America. After all, millions have thousands of dollars in debt and if everyone’s doing it, then it must be okay - right? That line of thinking can [...]