How to Boost your Insurance Payout on Property Damage Claims
Posted by admin on Aug 18, 2008
Filing property damage claims is a complex process that often results in the property owner being shortchanged. First and foremost, insurance companies are for-profit businesses. They aren’t in the business for fun; they’re in the business to make money. Insurance companies have two ways to make money: collecting premiums and minimizing payouts. It [...]
Do I need Flood Insurance?
Posted by admin on Aug 15, 2008
Did you know that your homeowners insurance does not cover water damage due to natural flooding? Overflowing rivers, tidal surges, city storm drain backups, and storm driven rain may flood your home but unless you have specific coverage against these perils, you’re likely on your own.
In addition to natural flood disasters, your homeowner’s insurance policy [...]
Residential Mortgages (Part 1)
Posted by admin on Aug 15, 2008
Choosing a residential mortgage in today’s market can seem like a daunting task. The borrower can be faced with a myriad of choices. Each lending institution presents their respective claims to the enquiring borrower in an attempt to entice them to use their residential mortgage product. Each one assures the borrower that [...]
Wage War on Your Debt - 5 Ways To Consolidate Debt Loans - Without Using The Bank!
Posted by admin on Aug 12, 2008
Forget the Battle of the Bulge - are you losing the Battle of the Bills? If so, don’t surrender to your debt. Instead, be smart, gather your bills, and read on because I’m going to tell you about 5 ways you can consolidate debt loans without using your home’s equity!
CREDIT CARD TRANSFER - [...]
Credit Card Debt Consolidation - Slash Your Debts
Posted by admin on Aug 11, 2008
It’s no secret that credit card debt has become a major problem facing our economy today. If you’re one of the millions of consumers suffering from major credit card debt, then you’re probably desperate to get your massive bills under control.
But the options seem limited; you probably think that it’s almost impossible to make [...]
Bank CDs are not Retirement Plans! Nine Ways to Catch Up On Retirement Funding
Posted by admin on Aug 9, 2008
Bank CDs or cash under the mattress are not retirement strategies you can count on. Learn retirement strategies that work in this condensed list of Nine Ways to Catch up on Retirement Funding. No one is going to hand you a more secure and enjoyable retirement, you’re going to have to plan for it! [...]
Mortgage cuts provide new hope.
Posted by admin on Aug 8, 2008
An economist has stated that recent falls in the cost of mortgages represent a ray of light in the overall mortgage picture, raising hopes that the market may recover soon and that those hoping to find a better mortgage quote will have reason for optimism.
Fionnuala Earley, chief economist at Nationwide, said: “As the cost of [...]
5 Instant Tips To Build Good Credit
Posted by admin on Jul 25, 2008
Let’s face it; everyone is looking to build good credit. There are many benefits to having good credit such as saving money on interest, having a lower insurance premium, and even saving you the embarrassment of having your job application denied because of having poor credit.
The truth is, with a little bit of discipline, [...]
What To Do If You Are Dropped By Your Homeowner Insurance Company
Posted by admin on Jul 25, 2008
Have insurance companies lost their shirts this last decade in payouts from hurricanes, terrorist attacks, wild fires and tornados? Not necessarily, but such events have made it easier for insurance companies to rationalize denying homeowner claims and drop customers they can reasonably predict will file a claim. So, what should you do if you are [...]
Understanding Your COBRA Insurance Benefits for Texans
Posted by admin on Jul 23, 2008
The Consolidated Omnibus Budget Reconciliation Act (COBRA) was passed in 1985 to create health care coverage continuation rights for employees.
Basically, it provides you with these rights whenever one of the following “qualifying events” occurs:
1. You lose your job…
2. Your employer reduces your hours enough that you are no longer eligible to participate in your employer-sponsored [...]
