How Do You Read a Credit Report
Posted by admin on Nov 13, 2008
Reading credit reports can be very confusing. A credit report is divided into four sections: Identifying information, credit history, public records and inquiries.
Identifying information: Well, just that—information to identify you. Here’s where you will find your name, social security number, address, date of birth, drivers license number, employer and even your spouses name. Study it [...]
Who is looking at your credit scores - and why?
Posted by admin on Nov 12, 2008
Strangers - all kinds of strangers - are regularly looking at your credit scores, accessing your history, and forming pictures of your life. All they need is your social security number - and that isn’t hard to get any more.
Who are these people, and why do they want to know your private business?
· Credit card [...]
How to Reduce Your Exposure to Identity Theft
Posted by admin on Nov 12, 2008
You may not know that you are a victim until you are denied a loan, credit card or anything else the requires a credit report. Suddenly you discover someone has opened accounts in your name and of course not paid them. What could you have done?
BUY A SHREDDER
You can find a small [...]
Want a Better Credit Score Report? Pay Down Your Debts
Posted by admin on Nov 11, 2008
Getting a better credits score report, sure; that sounds easy. If you had extra money you wouldn’t have those debts, right?
But stop and think about it. If you really want a secure financial future, it’s in your best interest to cut spending and get those debts paid down. Remember, the better your FICO score, the [...]
How to Buy a Home When Your Credit Scores are Low
Posted by admin on Nov 10, 2008
Gone are the days of sub-prime mortgages, stated-income, and zero down loans and loans for folks with no credit scores. Gone also are the creative financing options that allowed sellers to carry back a note for part of your down payment.
Maybe they’ll come back as part of the government’s “bail out” program, but it isn’t [...]
Who is looking at your credit scores - and why?
Posted by admin on Nov 10, 2008
Strangers - all kinds of strangers - are regularly looking at your credit scores, accessing your history, and forming pictures of your life. All they need is your social security number - and that isn’t hard to get any more.
Who are these people, and why do they want to know your private business?
· Credit card [...]
How to Reduce Your Exposure to Identity Theft
Posted by admin on Nov 10, 2008
You may not know that you are a victim until you are denied a loan, credit card or anything else the requires a credit report. Suddenly you discover someone has opened accounts in your name and of course not paid them. What could you have done?
BUY A SHREDDER
You can find a small [...]
Limousine Financing, Updated Information
Posted by admin on Nov 4, 2008
As the economy has weakened, many lenders have changed their lending models. Many lenders have shied away from the transportation area and concentrate on other lending portfolios. Limousines, Limousine Bus, Hearst financing has become tighter as the economy has weakened and this credit crunch continues.
In the financing market today, Limousine Financing has A-C lending. To [...]
What You Need to Know about Property Auctions in the UK
Posted by admin on Oct 16, 2008
For both first-time and seasoned property investors, one of the best bets for scoring a great deal on a prize property is through an auction. An auction is a good place to start if you want to get up on the first rung of the property ladder. For the more experienced investor, auctions are also [...]
The Importance of a Free Credit Report
Posted by admin on Oct 13, 2008
The importance of getting your free credit report cannot be overemphasized. In the current economic climate, with such a strong squeeze on credit, everybody’s credit rating is at risk, and even if you think you have a premium credit score, you might be in for an unpleasant shock. People are getting such shocks not only [...]
